In short: Suits those who value a large bank and a convenient app and are ready to pay 499 BYN or more for a package. The main limitations are the high price and the in-person visit.
Terms for non-residents
- Non-residents
- Yes
- Remote account opening
- No
- Visa / Mastercard
- Yes
- Russian-language support
- Yes
- Minimum package
- 499 BYN, Belkart Premium for 5 years (per the myfin.by review, February 2025)
- Optimum package
- 799 BYN, Visa Classic for 3 years
- Medium package
- 1,399 BYN
- Review as of August 2024
- 399, 599 and 999 BYN
- Basic account for non-residents
- not available, only for citizens of Belarus
- App
- Moby
Pros
- Systemically important bank, group II
- Ready-made packages for non-residents: Belkart Premium, Visa Classic, Prime
- Modern Moby app
- A Belarusian phone number is not required (as of 2023)
Cons and limits
- Packages for non-residents cost more than at small banks
- Since 27 July 2022 some tariffs are unavailable to non-residents
- No basic account for non-residents, only for Belarusian citizens
- The first product can only be opened in person
## About the bank
MTBank was registered on 14 March 1994. The National Bank classed it as a systemically important group II bank for 2026. Assets were 4.018 billion BYN as of 30 September 2024. The bank serves individuals and businesses, and its mobile bank, Moby, is available in the App Store, Google Play and AppGallery. A rebranding is visible on the bank's website.
## Account for non-residents
Russians get cards on the same terms as other non-residents. A visit in person and a passport are required, and as of 2023 a Belarusian mobile number is not required.
The bank offers non-residents ready-made packages: Minimum, Optimum and premium Prime. Non-residents have no basic account; it is opened only for citizens of Belarus.
## Cards and payments
Since 27 July 2022 several tariffs are unavailable to non-residents, including Halva Plus, PayOkay, and Visa Gold and Classic in USD and EUR. The bank announced the change in a notice on its website. Available are Mastercard Standard in USD and EUR, Visa Classic in BYN and premium Prime cards.
| Package | Card | Price per myfin.by (February 2025) |
|---|---|---|
| Minimum | Belkart Premium, 5 years, free maintenance | 499 BYN |
| Optimum | Visa Classic, 3 years | 799 BYN |
| Medium | non-resident package | 1,399 BYN |
Belkart is needed for payments in Russia, as a Belarusian Visa does not work there. Support for Mir, SBP (Faster Payments System) and UnionPay should be checked on the bank's website. Minimum with Belkart Premium suits those who need the card for payments in Russia and Belarus. Optimum with a Visa Classic in Belarusian rubles is useful for online payments abroad.
## Tariffs and limitations
A different review as of August 2024 gave package prices of 399, 599 and 999 BYN, so prices have changed. Compare with Belarusbank, where a non-resident card costs about 50-65 BYN but a security deposit is required, while at MTBank the fee is included in the package.
- A basic account is not available to non-residents.
- Some tariffs have been closed to non-residents since 27 July 2022.
- The package price is higher than at small banks.
- On 25 September 2026 the processing centre carried out works from 02:00 to 06:30, and MTBank was on the list of banks whose cards could work with interruptions.
## Who it suits
MTBank suits those who value a large bank and a convenient app and are ready to pay for a package. It is a logical choice for a long stay in Belarus when several cards and services are needed at one bank. If minimal issue costs matter, compare offers from smaller banks.
Frequently asked questions
How much do packages for non-residents cost at MTBank?
According to the myfin.by review for February 2025, Minimum costs 499 BYN, Optimum 799 BYN and Medium 1,399 BYN. In the review as of August 2024 the prices were 399, 599 and 999 BYN. Check current amounts in the bank's tariffs.
Which cards are available to non-residents?
Since 27 July 2022 the available cards are Mastercard Standard in USD and EUR, Visa Classic in BYN and Prime premium cards. Some tariffs, such as Halva Plus and PayOkay, are not available to non-residents.
Can I open just an account without a card?
No. A basic account is not available to non-residents and exists only for citizens of Belarus. A non-resident takes a package.
Do I need a Belarusian phone number?
As of 2023, a Belarusian number is not required. Check the requirement before your visit.
Is Belkart Premium included in the package?
Yes, Belkart Premium is part of the non-resident packages. In Minimum it is issued for five years with free maintenance.