In short: Suits those who want Belkart Premium from a large state bank and will clarify non-resident terms directly. The main limitation is EU blocking sanctions and the 2022 SWIFT disconnection.
Terms for non-residents
- Non-residents
- Limited
- Remote account opening
- Partly
- Visa / Mastercard
- Limited
- Russian-language support
- Yes
- Systemic importance
- group I bank for 2026
- Belkart Premium
- the bank describes the card as suitable for payments in Russia
- Customer packages
- Lite is 2.90 BYN per month, Medium is 5.90 BYN per month
- Money-back
- up to 5% per a bank news item of 9 October 2026
- Restriction
- EU sanctions since 24 June 2021, SWIFT disconnection in 2022
Pros
- Systemically important group I bank; by assets it is described as second after Belarusbank
- Belkart Premium, which the bank considers suitable for payments in Russia
- Lite and Medium packages with a small monthly fee
- State-owned bank: the owners are the State Property Committee and Belgosstrakh
Cons and limits
- EU, Canadian and other sanctions; disconnected from SWIFT in 2022
- Account-opening terms for non-residents are not published transparently on the website
- Mastercard cards may not work abroad or in EU services
- The website carries many notices of technical works (September and October 2026)
## About the bank
Belagroprombank has operated since 1991 (registered on 3 September 1991) and is owned by the state through the State Property Committee and Belgosstrakh. Its assets were 15.161 billion BYN as of 31 December 2023, and reviews describe it as second by assets after Belarusbank. For 2026 it is classed as a group I systemically important bank. The website lists National Bank licence No. 2 of 27 March 2026.
## Account for non-residents
The bank fits Russians only to a limited extent. The bank's public offer allows Belkart, Visa and Mastercard cards to be issued on a non-resident account, including virtual cards. For Mastercard the offer states a minimum balance: 50 USD or EUR for Standard and 100 USD or EUR for Gold. The document is dated between 2013 and 2024, so check the figures.
There is no page with transparent terms for non-residents: confirm the list of documents and costs with the bank. Existing customers can order a card in mobile internet banking, but this does not remove the mandatory first visit for a non-resident.
## Cards and payments
For Russians the main card is Belkart Premium, which the bank describes as suitable for payments in Russia. Belkart is issued in Belarusian roubles and works in Belarus and Russia.
Cards are offered in packages:
| Package | Monthly fee |
|---|---|
| Lite | 2.90 BYN per month |
| Medium | 5.90 BYN per month |
| Premium | check with the bank |
Free-servicing conditions depend on purchases, salary or balance. A bank news item of 9 October 2026 reports money-back of up to 5% on purchases; the terms change, so read them in the app.
The bank's Mastercard may not work abroad or in European Union services because of sanctions. Support for Mir, SBP (Faster Payments System) and UnionPay should be confirmed with the bank.
## Sanctions and risks
The bank has been on the EU list since 24 June 2021 and was disconnected from SWIFT in 2022. Canadian sanctions have applied since 11 April 2023; reviews also mention Switzerland and Japan. The restrictions are blocking, so operations with the bank may not go through at European and some international institutions.
In practice:
- Mastercard payments abroad and in the EU may be declined;
- transfers through foreign intermediaries may get stuck;
- inside Belarus and in Belkart settlements with Russia the restrictions are less noticeable.
The website also carried many notices of technical works in September and October 2026, so plan important payments in advance.
## Who it suits
The bank is worth considering if you want Belkart Premium from a large state bank and are ready to contact it in advance about non-resident terms. For a simple, transparent start as a Russian, look at banks with clear tariffs.
Frequently asked questions
Does Belagroprombank open accounts for Russians?
Terms for non-residents are described incompletely on the bank's website, so confirm the details with the bank. Under the public offer, Belkart, Visa or Mastercard can be issued, including a virtual card. For a first account, a non-resident should plan on an in-person visit in any case.
Which Belagroprombank card works in Russia?
The bank describes Belkart Premium as suitable for payments in Russia. Belarusian Visa and Mastercard do not work in Russia, as Belarusian banks themselves warn.
How much do the Lite and Medium packages cost?
According to the bank, the Lite package costs 2.90 BYN per month and Medium costs 5.90 BYN per month. Free-servicing conditions depend on purchases, salary or balance. Check the current tariffs before connecting a package.
Is the bank under sanctions?
Yes. The bank has been on the EU list since 24 June 2021, was disconnected from SWIFT in 2022, and has been subject to Canadian sanctions since 11 April 2023. Operations through foreign banks and services may not go through.
What is the money-back of up to 5%?
A bank news item of 9 October 2026 describes money-back of up to 5% on purchases in card packages. See the bank's website for the specific categories and terms, as they change.